Credit Insights

Every debtor’s credit risk straight to your dashboard

Save your business from avoidable bad debts

Best -in-class credit risk management tools brought to you by ezyCollect and illion

Pinpoint credit risks and take immediate action

ezyCollect analyses your internal debtor data and aggregates it with illion’s external data on your debtor’s’ trade payment activity in the wider market. See every customer’s low-to-severe risk of credit loss as it relates to your business.

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Your entire debtor list is analysed, no manual upload of your ATB required

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Debtors are grouped into action-based lists based on day-to-day insights

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Add high-risk debtors to your monitoring service for near real-time alerts

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Identify your low-risk customers and nurture them for more business

Get Started for Free

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Always-on credit reporting and credit monitoring

Risk analysis dashboard
Add high-risk customers to a real-time alerts service
Automated connection to your ERP
Incorporates best-in-class late payment and failure risk data from credit reporting bureau illion
Groups customers by recommended risk management actions

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Don’t Be The Last to Know

Get alerts to your dashboard as a customer’s
external credit status changes
Quickly identify the highest value threats in every risk group
Receive fortnightly credit risk reports straight to your inbox
One-click access to order a detailed customer credit report

Get started

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Customised to your business

Combines your accounting software debtor data with external data
Shows you which customers are paying you late
while paying other suppliers on time
Choose which customers you will closely monitor for deeper insights

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Act early and get paid faster

Negotiate early for payment success
Adjust your credit terms according to credit risk
Prioritise your credit controller’s collection activity
Easily escalate to debt collection with a single click

Get started

Get started – Credit insights

Introductory offer – your first month free

Download Brochure

Download our brochure for all details about using Credit Insights

Take a closer look at Credit Insights in this webinar

Webinar date: 25-03-2020

FAQs about Credit Insights

How are my debtors categorised into groups?

Our system analyses three data sources to categorise your debtors into risk groups: your debtor’s late payment score and failure risk score provided by credit reporting bureau illion; their current degree of lateness to pay your invoices (as recorded in your accounting software); and your own thresholds for reasonable-to-critical lateness. (We have default settings that you can change.)

Will you categorise every debtor?

We use a few pieces of information to allocate a debtor to a risk group.

Australian Business Number (ABN)
If a registered business number isn’t available, then we look to match the debtor’s business name and address in your accounting software with an ABN or NZBN.

Can my debtor’s credit risk rating change?

Yes, and this will be reflected in your credit insights dashboard. If a debtor’s risk group rating or risk level changes, it means that data from at least one of the three data sources we use has changed enough to move your debtor to another rating. Your internal data may change daily as debtors trade with you. We receive external trade data from illion once per month.

What should I do with credit insights information?

The risk analysis is designed to give you action-oriented insights. Use the information in conjunction with your business’ credit policies and terms to determine your next course of action to avert credit loss.

How many clients can I add to my monitoring service?

Our plans allow you to choose up to 100, 200, 300 or custom-size debtors to our monitoring service. You will receive dashboard notifications when these selected debtors register a notable change to their credit activity in the market.

ezyCollect will still analyse and rate debtors that aren’t included in your monitoring service. Every eligible debtor, regardless of the size of your debtor database will be analysed and rated.

How quickly will I receive credit insights data?

Your credit insights hub will immediately start receiving relevant alerts for the debtors you have selected for credit monitoring. Your debtors will be analysed and assigned credit risk ratings 14-31 days after ezyCollect recognises a new debtor on your books. Once assigned, a debtor’s credit risk can change daily.

What is illion?

illion, formerly known as Dun and Bradstreet, is a leading credit reporting bureau in Australasia. ezyCollect works in partnership with Illion’s commercial credit registry for trusted data and analytics on commercial entities’ credit profiles.

“At ezyCollect, we want suppliers to be in the driver’s seat when it comes to protecting their business from avoidable bad debts. We give you day-to-day insights based on how your customers are paying you and other suppliers so that business operators have easy access to the information they need to take corrective action.”