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Credit Applications

Transform your client onboarding with digital credit applications

Use data and insights to make informed credit decisions and give your customers a great onboarding flow

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online digital credit applications by ezyCollect mobile and desktop UI

Best -in-class digital onboarding tool for B2B – with integrated business credit scores and risk assessment. Take credit decisions based on real data

Onboard clients with confidence

Integrated industry-leading data from illion coupled with ezyCollect’s records of millions of payments help you get a clear picture of every new customer’s risk – now you can make better decisions on their credit terms and limits.

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Get a clear audit trail of the trade application process with a seamless online credit application
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View your customer's internal and external risks with real-time risk reporting and a credit dashboard
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Access on-demand, comprehensive credit reports for high-risk clients in one click
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Identify low-risk customers and onboard them faster
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Live risk reporting and credit assessment

  • Risk analysis dashboard
  • Syncs  to your ERP
  • Incorporates best-in-class late payment and failure risk data from credit reporting bureau illion
  • One-click access to order a detailed customer credit report which includes information such as:
    • Your customer’s payment trends with other businesses
    • Legal actions that are currently underway with directors
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Seamless and quick onboarding

  • Intuitive online application process lets your customers complete a credit application form in minutes
  • Automatic notifications alert you once a credit application is submitted
  • Get credit scores instantly once you start the evaluation process
  • Track and record activities across the credit application workflow
  • Open a new trade account, give trade credit and approve credit application all in one place

Customised to your business

  • Customisable digital application form ensures customers electronically agree to your terms of service before you make the first sale
  • Credit application data integrates with your ERP so nothing slips through the cracks
  • Data-driven process lets you offer customised credit terms based on individual business risks
Credit Applications Screen 1

Capture commitment to pay from day one

NEW MODULE

With Direct Debit Authorization (DDA) integrated into your Customer Onboarding or Credit Application forms , you can:

  • Eliminate late payments by securing payment commitments right at the onboarding stage.
  • Enhance the customer experience with a single, user-friendly online form that streamlines approval and automates payments.
  • Save valuable time by reducing paperwork associated with onboarding, credit applications, and payment authorisation.
  • Seamlessly apply the captured DDA to create customised Payment Plans, offering flexibility that aligns perfectly with your needs.

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Image of the DDA on Customer or Credit Application Forms module

Take a closer look at Online Credit Applications in this demo

FAQs about Credit Applications

Can my customer’s credit risk score change after their application has been approved?
Yes, and we get to see movement in real-time via the Credit Insights dashboard. Your customer’s credit risk rating is dependent on their payment behaviour as they trade with you, as well as from changes in their external risk data which we receive from illion once a month.
What should I do with the credit risk analysis data?
The risk analysis is designed to give you data-driven insights. Use the information in conjunction with your business’ credit policies and terms to decide about approving, rejecting or canceling the credit application.
How many credit applications can I process in a month?
The number of applications you can process in a month will depend on your purchased ezyCollect plan. For existing ezyCollect clients, you can get two (2) complimentary Credit Applications per month – this is on top of the allotted number of credit applications you have on your subscription.
How quickly will I receive credit risk information?
Once you start to process your customer’s credit application, the system will automatically request credit scores from illion and you’ll be able to immediately access the information if the requested ABN data is readily available in their database. Credit information includes your customer’s Late Payment Risk Score (LPR) and Failure Risk Score (FR). You also have the option to request a Credit Report and a Comprehensive Credit Report.
What is illion?
illion, formerly known as Dun and Bradstreet, is a leading credit reporting bureau in Australasia. ezyCollect works in partnership with Illion’s commercial credit registry for trusted data and analytics on commercial entities’ credit profiles.

AJ Singh - CEO“At ezyCollect, we want suppliers to be in the driver’s seat when it comes to protecting their business from avoidable bad debts. We give you day-to-day insights based on how your customers are paying you and other suppliers so that business operators have easy access to the information they need to take corrective action.”

Aj Singh
CEO, ezyCollect

Get started – Credit Applications

online credit application
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Check out this blog to know how an enhanced credit application can protect your business from bad debts.

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if anyone is serious about collecting their hard earned cash, this is the system to use!

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Get started with Credit Applications